Reverse Mortgages

Access your home equity to supplement retirement income, pay for healthcare, or enjoy life - all while staying in your home. Available for homeowners 62 and older.

Happy senior couple at home

How Reverse Mortgages Work

A reverse mortgage allows you to convert part of your home equity into cash without selling your home.

Stay in Your Home

Continue living in your home as long as you maintain it and pay property taxes and insurance.

No Monthly Payments

Unlike traditional mortgages, you don't make monthly payments. The loan is repaid when you sell or leave.

Flexible Disbursement

Receive funds as a lump sum, monthly payments, line of credit, or combination.

FHA Insured

HECM reverse mortgages are insured by FHA, protecting you and your heirs.

Non-Recourse Loan

You or your heirs will never owe more than the home is worth when sold.

Tax-Free Proceeds

Reverse mortgage proceeds are generally not considered taxable income.

Reverse Mortgage Requirements

Eligibility requirements for a reverse mortgage:

Age Requirement 62 years or older
Home Equity Substantial equity required
Property Type Primary residence only
Counseling HUD-approved counseling required

Is a Reverse Mortgage Right for You?

Our reverse mortgage specialists will explain all options and help you make an informed decision.

Get a Free Consultation

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Explore Your Options

Learn how a reverse mortgage could improve your retirement lifestyle.