Affordability Calculator

Find out how much house you can afford based on your income, debts, and down payment.

Annual Gross Income

Monthly Debt Payments

Car loans, credit cards, student loans, etc.

Down Payment

Interest Rate

Loan Term

Property Tax Rate

Home Insurance (Annual)

You Can Afford $385,000

Conservative Stretch

Conservative (28% DTI) $350,000

Comfortable (36% DTI) $385,000

Maximum (43% DTI) $420,000

Monthly Income $10,000

Est. Housing Payment $2,433

Total Monthly Debts $2,933

Debt-to-Income Ratio 29.3%

Ready to Start House Hunting?

Get pre-approved and shop with confidence.

Get Pre-Approved Call (248) 808-2456