Home Equity Loans

Unlock the value in your home for renovations, debt consolidation, education, or any major expense. Fixed rates and predictable payments.

Home renovation

Why Choose a Home Equity Loan?

Access your home's equity with competitive rates and flexible terms.

Fixed Interest Rates

Lock in a fixed rate for the life of your loan - no surprises in your monthly payment.

Lump Sum Payment

Receive your funds all at once - perfect for one-time expenses like renovations.

Tax Deductible Interest

Interest may be tax deductible when used for home improvements (consult a tax advisor).

Lower Rates Than Credit Cards

Home equity loans offer much lower rates than credit cards or personal loans.

Keep Your First Mortgage

No need to refinance your existing mortgage - add a second lien instead.

Predictable Payments

Fixed monthly payments make budgeting easy throughout the loan term.

Home Equity Loan Requirements

Qualify based on your equity and creditworthiness:

Credit Score 620+ (680+ for best rates)
Home Equity 15-20% minimum
Combined LTV Up to 85%
Debt-to-Income Up to 43%

What Can You Borrow?

Find out how much equity you can access. We'll help you understand your options.

Check Your Equity

Quick approval. Competitive rates.

Ready to Access Your Equity?

Our home equity specialists are here to help you make the most of your investment.