DSCR Loans

Debt Service Coverage Ratio loans for real estate investors. Qualify based on rental income, not personal income. No tax returns required.

Investment property

Why Choose a DSCR Loan?

Designed specifically for real estate investors who want to qualify based on property income.

No Tax Returns Required

Qualify based on rental income alone - no need for personal income documentation.

Income-Based Qualification

If the property's rental income covers the mortgage, you can qualify.

Unlimited Properties

No limit on the number of investment properties you can finance.

LLC/Corp Vesting

Purchase in the name of an LLC or corporation for liability protection.

Fast Closings

Streamlined documentation means faster closings - often in 21 days or less.

Multiple Property Types

Single-family, condos, townhomes, and 2-4 unit properties eligible.

DSCR Loan Requirements

Simple qualification focused on property cash flow:

DSCR Ratio 1.0+ (rent covers payment)
Credit Score 660+ (680+ for best rates)
Down Payment 20-25%
Property Type Investment only

Building Your Portfolio?

Our investor specialists understand DSCR loans inside and out. Let's grow your real estate empire together.

Get Pre-Approved

No tax returns. No employment verification.

Ready to Invest?

Our DSCR loan specialists are ready to help you expand your real estate portfolio.