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Disclosures

Important licensing and regulatory information

Licensing Information

AFEX Mortgage is a licensed mortgage lender. Our company NMLS ID is #2273319.

You can verify our licensing status through the NMLS Consumer Access website.

Equal Housing Lender

AFEX Mortgage is an Equal Housing Lender. We are committed to ensuring that all applicants are treated fairly and without discrimination based on race, color, religion, national origin, sex, marital status, age, disability, or any other protected class under applicable federal, state, and local laws.

Rate & APR Disclosure

The rates displayed on this website are for informational purposes only and are subject to change without notice. Your actual rate, APR, and loan terms will depend on your creditworthiness, loan amount, property type, and other factors.

APR (Annual Percentage Rate) represents the total cost of your loan on a yearly basis, including interest, points, and other fees. The APR is typically higher than your interest rate.

Loan Estimates

All loan estimates provided through this website or by our loan officers are preliminary and subject to verification of the information you provide. Final loan terms, including interest rate, APR, and monthly payment, will be provided in your official Loan Estimate document.

Not a Commitment to Lend

Nothing on this website constitutes a commitment to lend or a guarantee of loan approval. All loans are subject to credit approval, verification of information, and satisfaction of applicable underwriting guidelines and conditions.

Third-Party Links

This website may contain links to third-party websites. AFEX Mortgage is not responsible for the content, accuracy, or privacy practices of these external sites.

Contact Us

If you have questions about these disclosures, please contact us:

  • Phone: (248) 808-2456
  • Email: info@afexlending.com

© 2026 AFEX Mortgage. NMLS #2273319. All rights reserved.