/* =====================================================
   AFex Lending - Professional Mortgage Website Styles
   ===================================================== */

/* CSS Variables */
:root {
    /* Primary Colors - AFEX Crimson Red */
    --color-primary: #C8102E;
    --color-primary-light: #E31837;
    --color-primary-dark: #A00D24;

    /* Accent Colors - AFEX Brand */
    --color-accent: #C8102E;
    --color-accent-light: #E31837;
    --color-accent-dark: #A00D24;

    /* Neutral Colors */
    --color-white: #ffffff;
    --color-gray-50: #f7fafc;
    --color-gray-100: #edf2f7;
    --color-gray-200: #e2e8f0;
    --color-gray-300: #cbd5e0;
    --color-gray-400: #a0aec0;
    --color-gray-500: #718096;
    --color-gray-600: #4a5568;
    --color-gray-700: #2d3748;
    --color-gray-800: #1a202c;
    --color-gray-900: #171923;

    /* Semantic Colors */
    --color-success: #48bb78;
    --color-warning: #ecc94b;
    --color-error: #f56565;
    --color-gold: #d69e2e;

    /* Typography */
    --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    --font-size-5xl: 3rem;
    --font-size-6xl: 3.75rem;

    /* Spacing */
    --spacing-1: 0.25rem;
    --spacing-2: 0.5rem;
    --spacing-3: 0.75rem;
    --spacing-4: 1rem;
    --spacing-5: 1.25rem;
    --spacing-6: 1.5rem;
    --spacing-8: 2rem;
    --spacing-10: 2.5rem;
    --spacing-12: 3rem;
    --spacing-16: 4rem;
    --spacing-20: 5rem;
    --spacing-24: 6rem;

    /* Border Radius */
    --radius-sm: 0.25rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-2xl: 1.5rem;
    --radius-full: 9999px;

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);

    /* Transitions */
    --transition-fast: 150ms ease;
    --transition-base: 200ms ease;
    --transition-slow: 300ms ease;

    /* Container */
    --container-max: 1280px;
    --container-padding: 1.5rem;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

body {
    font-family: var(--font-family);
    font-size: var(--font-size-base);
    line-height: 1.6;
    color: var(--color-gray-700);
    background-color: var(--color-white);
    overflow-x: hidden;
    width: 100%;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

ul {
    list-style: none;
}

/* Container */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    color: var(--color-gray-800);
    line-height: 1.2;
    font-weight: 700;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-2);
    padding: var(--spacing-3) var(--spacing-6);
    font-size: var(--font-size-sm);
    font-weight: 600;
    border-radius: var(--radius-lg);
    transition: all var(--transition-base);
    white-space: nowrap;
}

.btn-lg {
    padding: var(--spacing-4) var(--spacing-8);
    font-size: var(--font-size-base);
}

.btn-primary {
    background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-accent-dark) 100%);
    color: var(--color-white);
    box-shadow: 0 4px 14px 0 rgba(200, 16, 46, 0.4);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px 0 rgba(200, 16, 46, 0.5);
}

.btn-outline {
    border: 2px solid var(--color-gray-300);
    color: var(--color-gray-700);
    background: transparent;
}

.btn-outline:hover {
    border-color: var(--color-primary);
    color: var(--color-primary);
}

.btn-glass {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    color: var(--color-white);
}

.btn-glass:hover {
    background: rgba(255, 255, 255, 0.25);
}

.btn-light {
    background: var(--color-white);
    color: var(--color-primary);
}

.btn-light:hover {
    background: var(--color-gray-100);
    transform: translateY(-2px);
}

/* =====================================================
   Header & Navigation
   ===================================================== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--color-gray-200);
    transition: all var(--transition-base);
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-3);
}

.logo-img {
    height: 40px;
    width: auto;
    object-fit: contain;
}

.logo-text {
    display: none;
}

.logo-text {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--color-primary);
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: var(--spacing-8);
}

.nav-link {
    display: flex;
    align-items: center;
    gap: var(--spacing-1);
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-gray-600);
    transition: color var(--transition-fast);
}

.nav-link:hover {
    color: var(--color-primary);
}

.nav-item {
    position: relative;
}

.dropdown-toggle {
    display: flex;
    align-items: center;
    gap: var(--spacing-1);
}

.dropdown-arrow {
    transition: transform var(--transition-fast);
}

.nav-item:hover .dropdown-arrow {
    transform: rotate(180deg);
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%) translateY(10px);
    min-width: 220px;
    background: var(--color-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    padding: var(--spacing-2);
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-base);
}

.nav-item:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
}

.dropdown-item {
    display: block;
    padding: var(--spacing-3) var(--spacing-4);
    font-size: var(--font-size-sm);
    color: var(--color-gray-600);
    border-radius: var(--radius-md);
    transition: all var(--transition-fast);
}

.dropdown-item:hover {
    background: var(--color-gray-100);
    color: var(--color-primary);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: var(--spacing-4);
}

.phone-link {
    display: flex;
    align-items: center;
    gap: var(--spacing-2);
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-primary);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 6px;
    width: 44px;
    height: 44px;
    padding: 10px;
    cursor: pointer;
    background: none;
    border: none;
    position: relative;
    z-index: 1001;
    -webkit-tap-highlight-color: transparent;
}

.mobile-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--color-gray-700);
    transition: all 0.3s ease;
    transform-origin: center;
}

.mobile-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(6px, 6px);
}

.mobile-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(6px, -6px);
}

/* =====================================================
   Hero Section
   ===================================================== */
.hero {
    position: relative;
    min-height: 90vh;
    display: flex;
    align-items: center;
    padding-top: 80px;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: -1;
}

.hero-slideshow {
    position: absolute;
    inset: 0;
    z-index: -1;
}

.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity 1.2s ease-in-out;
}

.hero-slide.active {
    opacity: 1;
}

.hero-bg-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(26, 54, 93, 0.9) 0%, rgba(26, 54, 93, 0.7) 100%);
    z-index: 1;
}

.hero-content {
    max-width: 700px;
    color: var(--color-white);
    padding: var(--spacing-16) 0;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-2);
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    padding: var(--spacing-2) var(--spacing-4);
    border-radius: var(--radius-full);
    font-size: var(--font-size-sm);
    font-weight: 500;
    margin-bottom: var(--spacing-6);
}

.hero-badge svg {
    color: var(--color-gold);
}

.hero-title {
    font-size: var(--font-size-6xl);
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: var(--spacing-6);
    color: var(--color-white);
}

.hero-subtitle {
    font-size: var(--font-size-xl);
    opacity: 0.9;
    margin-bottom: var(--spacing-8);
    line-height: 1.7;
}

.hero-cta {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-4);
    margin-bottom: var(--spacing-8);
}

.hero-trust {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-6);
}

.trust-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-2);
    font-size: var(--font-size-sm);
    opacity: 0.9;
}

/* =====================================================
   Hero Split - Two Column Layout
   ===================================================== */
.hero-split {
    padding: 120px 0 80px;
    background: #fafbfc;
    min-height: 100vh;
    display: flex;
    align-items: center;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Left Side - Content */
.hero-left {
    max-width: 560px;
}

.hero-label {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    color: #c8102e;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 20px;
}

.hero-heading {
    font-size: clamp(2.5rem, 4vw, 3.2rem);
    font-weight: 700;
    line-height: 1.2;
    color: #1a1a2e;
    margin-bottom: 24px;
}

.rotating-word {
    color: #c8102e;
    display: inline-block;
    transition: all 0.3s ease;
}

.hero-subtitle {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #5a5a6e;
    margin-bottom: 40px;
}

/* CTA Cards */
.hero-cta-buttons {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 32px;
}

.cta-card {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 20px 24px;
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    text-decoration: none;
    transition: all 0.3s ease;
}

.cta-card:hover {
    border-color: #c8102e;
    box-shadow: 0 8px 30px rgba(200, 16, 46, 0.12);
    transform: translateY(-2px);
}

.cta-card:hover .cta-arrow {
    transform: translateX(4px);
    color: #c8102e;
}

.cta-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #fef2f2;
    border-radius: 10px;
    color: #c8102e;
    flex-shrink: 0;
}

.cta-text {
    flex: 1;
}

.cta-title {
    display: block;
    font-size: 1rem;
    font-weight: 600;
    color: #1a1a2e;
    margin-bottom: 4px;
}

.cta-desc {
    display: block;
    font-size: 0.875rem;
    color: #6b7280;
}

.cta-arrow {
    color: #9ca3af;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

/* Trust Text */
.hero-trust-text {
    font-size: 0.95rem;
    color: #6b7280;
    line-height: 1.6;
}

.hero-trust-text p {
    margin: 0 0 4px 0;
}

/* Right Side - Image Grid */
.hero-right {
    position: relative;
}

.image-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.grid-image {
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.grid-image:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
}

.grid-image img {
    width: 100%;
    height: 180px;
    object-fit: cover;
    display: block;
}

/* Responsive */
@media (max-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .hero-left {
        max-width: 100%;
        text-align: center;
    }

    .hero-right {
        max-width: 600px;
        margin: 0 auto;
    }

    .hero-cta-buttons {
        align-items: center;
    }

    .cta-card {
        width: 100%;
        max-width: 400px;
    }

    .hero-trust-text {
        text-align: center;
    }
}

@media (max-width: 640px) {
    .hero-split {
        padding: 100px 0 60px;
    }

    .hero-heading {
        font-size: 2rem;
    }

    .hero-right {
        padding: 40px 0;
    }

    .image-grid {
        gap: 12px;
    }

    .grid-image img {
        height: 140px;
    }

    .cta-card {
        padding: 16px 20px;
    }

    .cta-icon {
        width: 40px;
        height: 40px;
    }
}

.hero-text {
    max-width: 650px;
    color: #fff;
}

/* Home Loan Programs Badge */
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: 12px 24px;
    border-radius: 50px;
    margin-bottom: 32px;
    font-size: 14px;
    font-weight: 500;
    color: #fff;
    border: 1px solid rgba(255, 255, 255, 0.15);
    letter-spacing: 0.02em;
}

.hero-badge svg {
    color: #c8102e;
}

/* Main Title */
.hero-title {
    font-size: clamp(2.8rem, 6vw, 4rem);
    font-weight: 700;
    line-height: 1.15;
    color: #fff;
    margin-bottom: 24px;
    letter-spacing: -0.02em;
}

.hero-title .highlight {
    color: #c8102e;
}

/* Description */
.hero-description {
    font-size: 1.1rem;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 24px;
    font-weight: 400;
}

/* Tagline */
.hero-tagline {
    font-size: 1.2rem;
    font-weight: 600;
    color: #fff;
    margin-bottom: 40px;
    font-style: italic;
}

/* Hero Buttons */
.hero-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-bottom: 40px;
}

.hero-btn {
    padding: 18px 36px;
    font-size: 1rem;
    font-weight: 600;
    border-radius: 8px;
    text-decoration: none;
    transition: all 0.3s ease;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.hero-btn-primary {
    background: #c8102e;
    color: #fff;
    border: 2px solid #c8102e;
    box-shadow: 0 4px 20px rgba(200, 16, 46, 0.4);
}

.hero-btn-primary:hover {
    background: #a50d26;
    border-color: #a50d26;
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(200, 16, 46, 0.5);
}

.hero-btn-outline {
    background: transparent;
    color: #fff;
    border: 2px solid rgba(255, 255, 255, 0.6);
}

.hero-btn-outline:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: #fff;
    transform: translateY(-2px);
}

/* Trust Points */
.hero-trust-points {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 24px;
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
}

.hero-trust-points span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.hero-trust-points span::before {
    content: '';
    display: inline-block;
    width: 6px;
    height: 6px;
    background: #c8102e;
    border-radius: 50%;
}

.scroll-dot {
    width: 4px;
    height: 8px;
    background: rgba(255, 255, 255, 0.8);
    border-radius: 2px;
    animation: scrollBounce 2s ease-in-out infinite;
}

@keyframes scrollBounce {
    0%, 100% { transform: translateY(0); opacity: 1; }
    50% { transform: translateY(12px); opacity: 0.3; }
}

/* Responsive Hero Banner */
@media (max-width: 1024px) {
    .hero-banner {
        min-height: 600px;
    }

    .hero-text {
        max-width: 500px;
    }

    .hero-title {
        font-size: clamp(2rem, 4vw, 2.8rem);
    }

    .hero-description {
        font-size: 1rem;
    }
}

@media (max-width: 768px) {
    .hero-banner {
        min-height: 100vh;
    }

    .hero-content {
        padding: 100px 0 60px;
    }

    .hero-bg {
        background-position: center center;
    }

    .hero-overlay {
        background: rgba(10, 15, 40, 0.85);
    }

    .hero-text {
        max-width: 100%;
        text-align: center;
    }

    .hero-badge {
        font-size: 12px;
        padding: 10px 18px;
    }

    .hero-title {
        font-size: 2rem;
    }

    .hero-description {
        font-size: 1rem;
    }

    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }

    .hero-btn {
        width: 100%;
        max-width: 280px;
    }

    .hero-trust-points {
        justify-content: center;
        flex-direction: column;
        align-items: center;
        gap: 8px;
    }

    .action-cards {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .word-rotator {
        min-width: 140px;
    }

    .hero-description {
        font-size: 0.95rem;
    }

    .hero-tagline-text {
        font-size: 1rem;
    }

    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }

    .hero-btn {
        width: 100%;
        max-width: 280px;
        text-align: center;
    }

    .hero-trust-points {
        align-items: center;
    }

    .scroll-indicator {
        bottom: 20px;
    }
}

@media (max-width: 480px) {
    .hero-content {
        padding-top: 90px;
        padding-bottom: 60px;
    }

    .hero-badge {
        font-size: 12px;
        padding: 8px 16px;
    }

    .hero-title {
        font-size: 1.6rem;
        margin-bottom: 20px;
    }

    .hero-description {
        font-size: 0.9rem;
        margin-bottom: 16px;
    }

    .hero-tagline-text {
        font-size: 0.95rem;
        margin-bottom: 24px;
    }

    .hero-btn {
        padding: 14px 24px;
        font-size: 0.9rem;
    }

    .hero-trust-points {
        font-size: 0.85rem;
    }
}

/* Scroll Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in-up {
    animation: fadeInUp 0.6s ease forwards;
}

.section-header {
    text-align: center;
    margin-bottom: 40px;
}

.section-title {
    font-size: 2rem;
    font-weight: 700;
    color: #1a1a2e;
    margin-bottom: 12px;
}

.section-subtitle {
    font-size: 1.05rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Action Cards Section */
.action-cards-section {
    position: relative;
    z-index: 10;
    padding: 50px 0;
    background: #fff;
}

.action-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    max-width: 1000px;
    margin: 0 auto;
}

.action-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 28px 32px;
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 16px;
    transition: all 0.3s ease;
    position: relative;
    text-decoration: none;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.action-card:hover {
    border-color: #c8102e;
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.12);
    transform: translateY(-4px);
}

.action-card:hover svg {
    transform: translateX(4px);
}

.action-card svg {
    color: var(--color-gray-400);
    transition: transform var(--transition-base);
    flex-shrink: 0;
}

.action-card-content h3 {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-gray-900);
    margin-bottom: var(--spacing-1);
}

.action-card-content p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-500);
    margin: 0;
}

.action-card-featured {
    border-color: var(--color-primary);
    background: linear-gradient(135deg, rgba(200, 16, 46, 0.02) 0%, rgba(200, 16, 46, 0.05) 100%);
}

.action-card-badge {
    position: absolute;
    top: var(--spacing-3);
    right: var(--spacing-4);
    display: flex;
    align-items: center;
    gap: var(--spacing-1);
    padding: var(--spacing-1) var(--spacing-2);
    background: rgba(200, 16, 46, 0.1);
    color: var(--color-primary);
    font-size: var(--font-size-xs);
    font-weight: 600;
    border-radius: var(--radius-full);
}

.action-card-badge svg {
    color: var(--color-primary);
}

/* Responsive - Arc Hero */
@media (max-width: 1200px) {
    .arc-photo {
        --size: calc(var(--size) * 0.8) !important;
        --distance: calc(var(--distance) * 0.9) !important;
    }
}

@media (max-width: 1024px) {
    .arc-photo {
        --size: calc(var(--size) * 0.65) !important;
        --distance: calc(var(--distance) * 0.85) !important;
    }
}

@media (max-width: 768px) {
    .hero-arc {
        min-height: auto;
        padding: calc(80px + var(--spacing-8)) var(--spacing-4) var(--spacing-12);
    }

    .arc-photo {
        --size: 90px !important;
        --distance: 35% !important;
    }

    /* Hide some photos on mobile */
    .arc-photo:nth-child(1),
    .arc-photo:nth-child(4),
    .arc-photo:nth-child(6),
    .arc-photo:nth-child(9),
    .arc-photo:nth-child(10) {
        display: none;
    }

    .hero-gradient-overlay {
        background: radial-gradient(ellipse 80% 60% at center, rgba(26, 26, 46, 0.97) 0%, rgba(26, 26, 46, 0.85) 50%, rgba(26, 26, 46, 0.7) 100%);
    }

    .hero-rotating-headline {
        font-size: 2rem;
    }

    .rotating-words {
        display: block;
        min-width: auto;
        height: 1.3em;
    }

    .hero-subtitle-text {
        font-size: var(--font-size-base);
    }

    .hero-micro-badges {
        flex-wrap: wrap;
        gap: var(--spacing-2);
    }

    .hero-micro-badges .dot {
        display: none;
    }

    .hero-micro-badges span:not(.dot) {
        background: rgba(255, 255, 255, 0.1);
        padding: var(--spacing-1) var(--spacing-3);
        border-radius: var(--radius-full);
    }

    .action-cards {
        grid-template-columns: 1fr;
        gap: var(--spacing-4);
    }

    .action-card {
        padding: var(--spacing-5) var(--spacing-6);
    }
}

/* =====================================================
   Quote Selection Section
   ===================================================== */
.quote-section {
    padding: var(--spacing-20) 0;
    background: var(--color-gray-50);
    margin-top: -80px;
    position: relative;
    z-index: 10;
}

.quote-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-6);
    max-width: 1000px;
    margin: 0 auto;
}

.quote-card {
    background: var(--color-white);
    border-radius: var(--radius-2xl);
    padding: var(--spacing-8);
    text-align: center;
    box-shadow: var(--shadow-lg);
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
}

.quote-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--color-accent) 0%, var(--color-accent-dark) 100%);
    transform: scaleX(0);
    transition: transform var(--transition-base);
}

.quote-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-2xl);
}

.quote-card:hover::before {
    transform: scaleX(1);
}

.quote-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--color-gray-100) 0%, var(--color-gray-50) 100%);
    border-radius: var(--radius-xl);
    margin-bottom: var(--spacing-6);
    color: var(--color-primary);
}

.quote-title {
    font-size: var(--font-size-xl);
    font-weight: 700;
    margin-bottom: var(--spacing-3);
}

.quote-desc {
    font-size: var(--font-size-sm);
    color: var(--color-gray-500);
    margin-bottom: var(--spacing-4);
}

.quote-arrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    background: var(--color-gray-100);
    border-radius: var(--radius-full);
    color: var(--color-primary);
    transition: all var(--transition-base);
}

.quote-card:hover .quote-arrow {
    background: var(--color-accent);
    color: var(--color-white);
    transform: translateX(4px);
}

/* =====================================================
   Section Styles
   ===================================================== */
.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto var(--spacing-12);
}

.section-title {
    font-size: var(--font-size-4xl);
    margin-bottom: var(--spacing-4);
}

.section-subtitle {
    font-size: var(--font-size-lg);
    color: var(--color-gray-500);
}

/* =====================================================
   Why Choose Us Section
   ===================================================== */
.why-section {
    padding: 80px 0;
    background: #f8f9fa;
    position: relative;
}

.why-section .section-title {
    position: relative;
    display: inline-block;
}

.why-section .section-title::after {
    content: '';
    position: absolute;
    bottom: -12px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background: #c8102e;
    border-radius: 2px;
}

.why-section .section-header {
    margin-bottom: 50px;
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.why-card {
    padding: 32px 28px;
    border-radius: 16px;
    background: #fff;
    border: 1px solid #e5e7eb;
    transition: all 0.3s ease;
    position: relative;
}

.why-card:nth-child(2),
.why-card:nth-child(5) {
    transform: translateY(20px);
}

.why-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.1);
    border-color: #c8102e;
}

.why-card:nth-child(2):hover,
.why-card:nth-child(5):hover {
    transform: translateY(12px);
}

.why-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, #fef2f2 0%, #fee2e2 100%);
    border-radius: 50%;
    color: #c8102e;
    margin-bottom: 20px;
}

.why-title {
    font-size: 1.15rem;
    font-weight: 600;
    margin-bottom: 12px;
    color: #1a1a2e;
}

.why-desc {
    color: #6b7280;
    line-height: 1.7;
    font-size: 0.95rem;
}

/* =====================================================
   CEO Quote Section
   ===================================================== */
.ceo-section {
    padding: var(--spacing-24) 0;
    background: var(--color-gray-50);
}

.ceo-content {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: var(--spacing-12);
    align-items: center;
    max-width: 900px;
    margin: 0 auto;
}

.ceo-image {
    position: relative;
}

.ceo-image img {
    width: 100%;
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-xl);
}

.ceo-quote {
    font-size: var(--font-size-2xl);
    font-style: italic;
    color: var(--color-gray-700);
    line-height: 1.6;
    margin-bottom: var(--spacing-6);
    position: relative;
    padding-left: var(--spacing-8);
}

.ceo-quote::before {
    content: '"';
    position: absolute;
    left: 0;
    top: -20px;
    font-size: 80px;
    color: var(--color-accent);
    opacity: 0.3;
    font-family: Georgia, serif;
}

.ceo-info {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-1);
}

.ceo-name {
    font-size: var(--font-size-lg);
    font-weight: 700;
    color: var(--color-gray-800);
}

.ceo-title {
    font-size: var(--font-size-sm);
    color: var(--color-gray-500);
}

/* =====================================================
   Loan Programs Section
   ===================================================== */
.programs-section {
    padding: 80px 0;
    background: linear-gradient(180deg, #fff 0%, #f8f9fa 100%);
}

.programs-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.program-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 28px 24px;
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 16px;
    transition: all 0.3s ease;
    text-decoration: none;
    border-left: 3px solid transparent;
}

.program-card:hover {
    border-left-color: #c8102e;
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.1);
    transform: translateY(-4px);
}

.program-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 64px;
    height: 64px;
    background: #f8f9fa;
    border-radius: 12px;
    color: #c8102e;
    margin-bottom: 18px;
    transition: all 0.3s ease;
}

.program-card:hover .program-icon {
    background: #c8102e;
    color: #fff;
}

.program-title {
    font-size: 1.05rem;
    font-weight: 600;
    margin-bottom: 8px;
    color: #1a1a2e;
}

.program-desc {
    font-size: 0.9rem;
    color: #6b7280;
    line-height: 1.5;
}

.program-card-cta {
    background: linear-gradient(135deg, #c8102e 0%, #a50d26 100%);
    border-color: transparent;
    color: #fff;
    grid-column: span 1;
}

.program-card-cta .program-icon {
    background: rgba(255, 255, 255, 0.2);
    color: #fff;
}

.program-card-cta .program-title,
.program-card-cta .program-desc {
    color: #fff;
}

.program-card-cta:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 50px rgba(200, 16, 46, 0.3);
}

/* =====================================================
   Google Reviews Section
   ===================================================== */
.google-reviews-section {
    padding: 60px 0;
    background: #f8f9fa;
}

.google-reviews-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 28px;
    flex-wrap: wrap;
    gap: 16px;
}

.google-rating-summary {
    display: flex;
    align-items: center;
    gap: 14px;
}

.google-logo {
    height: 22px;
    width: auto;
}

.rating-info {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.rating-info .stars {
    display: flex;
    gap: 1px;
}

.rating-text {
    font-size: 0.85rem;
    color: #6b7280;
}

.google-reviews-header .btn-outline {
    padding: 10px 18px;
    font-size: 0.85rem;
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    color: #1a1a2e;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: all 0.3s ease;
    background: #fff;
}

.google-reviews-header .btn-outline:hover {
    border-color: #c8102e;
    color: #c8102e;
}

.reviews-carousel {
    position: relative;
    overflow: hidden;
}

.reviews-track {
    display: flex;
    gap: 20px;
    transition: transform 0.5s ease;
}

.testimonial-card {
    background: #fff;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    padding: 22px;
    min-width: calc(33.333% - 14px);
    flex-shrink: 0;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.testimonial-rating {
    display: flex;
    gap: 2px;
    margin-bottom: 12px;
}

.testimonial-text {
    font-size: 0.9rem;
    color: #4b5563;
    line-height: 1.6;
    margin-bottom: 16px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.testimonial-avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    object-fit: cover;
}

.testimonial-name {
    display: block;
    font-weight: 600;
    color: #1a1a2e;
    font-size: 0.85rem;
}

.testimonial-location {
    font-size: 0.75rem;
    color: #9ca3af;
}

.carousel-controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    margin-top: 24px;
}

.carousel-btn {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #fff;
    border: 1px solid #e5e7eb;
    color: #6b7280;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
}

.carousel-btn:hover {
    border-color: #c8102e;
    color: #c8102e;
}

.carousel-dots {
    display: flex;
    gap: 6px;
}

.carousel-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #d1d5db;
    border: none;
    cursor: pointer;
    transition: all 0.3s ease;
}

.carousel-dot.active {
    background: #c8102e;
    transform: scale(1.2);
}

.google-reviews-cta {
    text-align: center;
    margin-top: 40px;
}

.google-reviews-cta .btn-primary {
    background: #c8102e;
    border-color: #c8102e;
}

.google-reviews-cta .btn-primary:hover {
    background: #a50d26;
}

/* Reviews Carousel */
.reviews-carousel {
    position: relative;
    overflow: hidden;
    padding: 0 0 var(--spacing-12) 0;
}

.reviews-track {
    display: flex;
    gap: 24px;
    transition: transform 0.5s ease;
}

.reviews-carousel .testimonial-card {
    flex: 0 0 calc(33.333% - 16px);
    min-width: 300px;
}

.carousel-controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-4);
    margin-top: var(--spacing-8);
}

.carousel-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: var(--radius-full);
    background: var(--color-white);
    border: 1px solid var(--color-gray-200);
    color: var(--color-gray-600);
    cursor: pointer;
    transition: all var(--transition-base);
}

.carousel-btn:hover {
    background: var(--color-primary);
    border-color: var(--color-primary);
    color: var(--color-white);
}

.carousel-dots {
    display: flex;
    gap: var(--spacing-2);
}

.carousel-dot {
    width: 10px;
    height: 10px;
    border-radius: var(--radius-full);
    background: var(--color-gray-300);
    border: none;
    cursor: pointer;
    transition: all var(--transition-base);
}

.carousel-dot.active {
    background: var(--color-primary);
    width: 24px;
}

@media (max-width: 1024px) {
    .reviews-carousel .testimonial-card {
        flex: 0 0 calc(50% - 12px);
    }
}

@media (max-width: 640px) {
    .reviews-carousel .testimonial-card {
        flex: 0 0 100%;
    }
}

/* =====================================================
   FAQ Section
   ===================================================== */
.faq-section {
    padding: var(--spacing-24) 0;
}

.faq-grid {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    border-bottom: 1px solid var(--color-gray-200);
}

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: var(--spacing-5) 0;
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-gray-800);
    text-align: left;
}

.faq-question:hover {
    color: var(--color-accent);
}

.faq-icon {
    flex-shrink: 0;
    transition: transform var(--transition-base);
    color: var(--color-gray-400);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-slow);
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding-bottom: var(--spacing-5);
    color: var(--color-gray-600);
    line-height: 1.7;
}

/* =====================================================
   Careers Section
   ===================================================== */
.careers-section {
    padding: var(--spacing-20) 0;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
}

.careers-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-12);
    align-items: center;
}

.careers-text {
    color: var(--color-white);
}

.careers-title {
    font-size: var(--font-size-4xl);
    margin-bottom: var(--spacing-4);
    color: var(--color-white);
}

.careers-desc {
    font-size: var(--font-size-lg);
    opacity: 0.9;
    margin-bottom: var(--spacing-8);
    line-height: 1.7;
}

.careers-image img {
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-2xl);
}

/* =====================================================
   Footer
   ===================================================== */
.footer {
    background: var(--color-gray-900);
    color: var(--color-gray-400);
    padding: var(--spacing-16) 0 var(--spacing-8);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: var(--spacing-12);
    margin-bottom: var(--spacing-12);
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-3);
    margin-bottom: var(--spacing-4);
    color: var(--color-white);
    font-size: var(--font-size-xl);
    font-weight: 700;
}

.footer-logo-img {
    height: 45px;
    width: auto;
    object-fit: contain;
}

.footer-address {
    margin-bottom: var(--spacing-4);
    line-height: 1.8;
}

.footer-nmls {
    font-weight: 600;
    color: var(--color-white);
    margin-bottom: var(--spacing-2);
}

.footer-nmls-link {
    color: var(--color-accent-light);
    text-decoration: underline;
}

.footer-nmls-link:hover {
    color: var(--color-accent);
}

.footer-social {
    display: flex;
    gap: var(--spacing-3);
    margin-top: var(--spacing-5);
}

.social-link {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: var(--radius-full);
    background: rgba(255, 255, 255, 0.1);
    color: var(--color-gray-400);
    transition: all var(--transition-base);
}

.social-link:hover {
    background: var(--color-primary);
    color: var(--color-white);
    transform: translateY(-2px);
}

.footer-title {
    font-size: var(--font-size-base);
    font-weight: 600;
    color: var(--color-white);
    margin-bottom: var(--spacing-5);
}

.footer-links ul {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-3);
}

.footer-links a {
    font-size: var(--font-size-sm);
    transition: color var(--transition-fast);
}

.footer-links a:hover {
    color: var(--color-white);
}

.footer-compliance {
    border-top: 1px solid var(--color-gray-800);
    padding-top: var(--spacing-8);
    margin-bottom: var(--spacing-8);
}

.footer-compliance h4 {
    font-size: var(--font-size-sm);
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: var(--spacing-4);
}

.footer-compliance p {
    font-size: var(--font-size-xs);
    line-height: 1.6;
    color: var(--color-gray-400);
    margin-bottom: var(--spacing-4);
}

.footer-compliance p:last-child {
    margin-bottom: 0;
}

.footer-bottom {
    border-top: 1px solid var(--color-gray-800);
    padding-top: var(--spacing-8);
}

.footer-legal {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-4);
    margin-bottom: var(--spacing-6);
}

.equal-housing {
    flex-shrink: 0;
    color: var(--color-white);
}

.footer-legal p {
    font-size: var(--font-size-xs);
    line-height: 1.6;
}

.footer-copyright {
    font-size: var(--font-size-sm);
    text-align: center;
}

/* =====================================================
   Responsive Styles
   ===================================================== */
@media (max-width: 1024px) {
    .quote-cards {
        grid-template-columns: 1fr;
        max-width: 400px;
    }

    .why-grid,
    .programs-grid,
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .ceo-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .ceo-image {
        max-width: 250px;
        margin: 0 auto;
    }

    .ceo-quote {
        padding-left: 0;
    }

    .ceo-quote::before {
        display: none;
    }

    .careers-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .careers-image {
        order: -1;
        max-width: 500px;
        margin: 0 auto;
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    :root {
        --font-size-6xl: 2.5rem;
        --font-size-5xl: 2rem;
        --font-size-4xl: 1.75rem;
    }

    .nav-menu,
    .nav-actions .btn {
        display: none;
    }

    .mobile-toggle {
        display: flex;
    }

    .phone-link {
        font-size: var(--font-size-xs);
    }

    .hero {
        min-height: 80vh;
    }

    .hero-cta {
        flex-direction: column;
    }

    .quote-section {
        margin-top: -40px;
    }

    .why-grid,
    .programs-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-8);
    }

    .footer-brand {
        text-align: center;
    }

    .footer-logo {
        justify-content: center;
    }

    .footer-legal {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }
}

/* =====================================================
   Mobile Navigation
   ===================================================== */
@media (max-width: 768px) {
    /* Mobile menu - hidden by default */
    .nav-menu {
        position: fixed;
        top: 0;
        left: 0;
        width: 100%;
        height: 100vh;
        background-color: #ffffff;
        display: flex;
        flex-direction: column;
        padding: 100px 24px 40px;
        gap: 8px;
        z-index: 9998;
        overflow-y: auto;
        transform: translateX(-100%);
        transition: transform 0.3s ease-in-out;
        box-shadow: none;
    }

    /* Mobile menu - visible when active */
    .nav-menu.active {
        transform: translateX(0);
        box-shadow: 4px 0 20px rgba(0, 0, 0, 0.15);
    }

    /* Style all nav items uniformly for mobile */
    .nav-menu .nav-item {
        width: 100%;
        position: relative;
        display: block;
    }

    .nav-menu .nav-item.dropdown {
        width: 100%;
        overflow: visible;
    }

    .nav-menu .nav-link {
        display: block;
        font-size: 18px;
        padding: 16px 0;
        border-bottom: 1px solid #e5e7eb;
        color: #1f2937;
        width: 100%;
        text-decoration: none;
        text-align: left;
    }

    .nav-menu .nav-link:hover {
        color: #c8102e;
    }

    /* Dropdown toggle - same styling as nav-link */
    .nav-menu .dropdown-toggle {
        display: flex;
        width: 100%;
        justify-content: space-between;
        align-items: center;
        font-size: 18px;
        padding: 16px 0;
        border-bottom: 1px solid #e5e7eb;
        color: #1f2937;
        background: none;
        border: none;
        border-bottom: 1px solid #e5e7eb;
        cursor: pointer;
        text-align: left;
    }

    .nav-menu .dropdown-toggle:hover {
        color: #c8102e;
    }

    /* Dropdown menu - completely reset desktop styles for mobile */
    .nav-menu .dropdown-menu {
        position: static !important;
        transform: none !important;
        left: 0 !important;
        right: 0 !important;
        top: auto !important;
        box-shadow: none !important;
        padding: 0;
        opacity: 1 !important;
        visibility: visible !important;
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease, padding 0.3s ease;
        background: #f3f4f6;
        border-radius: 0;
        margin: 0;
        width: 100% !important;
        min-width: 100% !important;
    }

    /* Dropdown menu - visible when parent has active class */
    .nav-menu .nav-item.active .dropdown-menu {
        max-height: 800px;
        padding: 8px 0;
        margin-top: 4px;
        overflow: visible;
    }

    /* Dropdown items styling - full width and visible */
    .nav-menu .dropdown-menu .dropdown-item {
        display: block !important;
        padding: 12px 24px !important;
        margin: 0 !important;
        color: #374151 !important;
        font-size: 15px;
        text-decoration: none;
        width: 100% !important;
        box-sizing: border-box;
        background: transparent;
        border-radius: 0;
        text-align: left;
    }

    .nav-menu .dropdown-menu .dropdown-item:hover,
    .nav-menu .dropdown-menu .dropdown-item:active {
        color: #c8102e !important;
        background: #e5e7eb;
    }

    .mobile-toggle {
        display: flex !important;
        z-index: 9999;
        position: relative;
        pointer-events: auto !important;
    }

    .mobile-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translate(5px, 5px);
    }

    .mobile-toggle.active span:nth-child(2) {
        opacity: 0;
    }

    .mobile-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translate(6px, -6px);
    }

    /* Hide nav actions buttons on mobile */
    .nav-actions .btn {
        display: none;
    }

    /* Mobile navigation action buttons */
    .mobile-nav-actions {
        display: flex;
        flex-direction: column;
        gap: 12px;
        margin-top: 24px;
        padding-top: 24px;
        border-top: 1px solid #e5e7eb;
    }

    .mobile-nav-actions .btn {
        width: 100%;
        text-align: center;
        justify-content: center;
    }

    .mobile-nav-actions .btn-block {
        display: flex;
        padding: 14px 24px;
        font-size: 16px;
    }

    .mobile-phone-link {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        padding: 14px;
        color: var(--color-primary);
        font-weight: 600;
        font-size: 16px;
        background: #fef2f2;
        border-radius: 8px;
        text-decoration: none;
    }

    .mobile-phone-link:hover {
        background: #fee2e2;
    }
}

/* Hide mobile-nav-actions on desktop */
.mobile-nav-actions {
    display: none;
}

/* =====================================================
   Animations
   ===================================================== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-content > * {
    animation: fadeInUp 0.8s ease forwards;
}

.hero-badge { animation-delay: 0.1s; }
.hero-title { animation-delay: 0.2s; }
.hero-subtitle { animation-delay: 0.3s; }
.hero-cta { animation-delay: 0.4s; }
.hero-trust { animation-delay: 0.5s; }

/* Utility Classes */
.text-center { text-align: center; }
.text-white { color: var(--color-white); }
.mb-4 { margin-bottom: var(--spacing-4); }
.mb-8 { margin-bottom: var(--spacing-8); }

/* =====================================================
   Google Reviews Section
   ===================================================== */
.google-reviews-section {
    padding: var(--spacing-20) 0;
    background: var(--color-gray-50);
}

.google-reviews-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: var(--spacing-8);
    padding: var(--spacing-6);
    background: var(--color-white);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-md);
}

.google-rating-summary {
    display: flex;
    align-items: center;
    gap: var(--spacing-4);
}

.google-logo {
    height: 30px;
    width: auto;
}

.rating-info .stars {
    display: flex;
    gap: 2px;
    margin-bottom: var(--spacing-1);
}

.rating-info .rating-text {
    font-size: var(--font-size-sm);
    color: var(--color-gray-600);
}

.reviews-placeholder {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-6);
}

.google-review-card {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-6);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
}

.google-review-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-xl);
}

.review-header {
    display: flex;
    gap: var(--spacing-3);
    margin-bottom: var(--spacing-4);
}

.reviewer-avatar {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-full);
    object-fit: cover;
}

.reviewer-info {
    display: flex;
    flex-direction: column;
}

.reviewer-name {
    font-weight: 600;
    color: var(--color-gray-800);
    margin-bottom: 2px;
}

.review-stars {
    display: flex;
    gap: 1px;
    margin-bottom: 2px;
}

.review-date {
    font-size: var(--font-size-xs);
    color: var(--color-gray-500);
}

.review-text {
    font-size: var(--font-size-sm);
    color: var(--color-gray-600);
    line-height: 1.6;
    margin-bottom: var(--spacing-4);
}

.review-source {
    display: flex;
    align-items: center;
    gap: var(--spacing-2);
    font-size: var(--font-size-xs);
    color: var(--color-gray-500);
}

.google-reviews-cta {
    text-align: center;
    margin-top: var(--spacing-8);
}

@media (max-width: 1024px) {
    .google-reviews-header {
        flex-direction: column;
        gap: var(--spacing-4);
        text-align: center;
    }

    .google-rating-summary {
        flex-direction: column;
    }

    .reviews-placeholder {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .reviews-placeholder {
        grid-template-columns: 1fr;
    }
}

/* =====================================================
   Enhanced Mobile Optimization
   ===================================================== */

/* Prevent body scroll when nav is open */
body.nav-open {
    overflow: hidden;
}

/* Mobile hamburger animation */
.mobile-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.mobile-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -6px);
}

/* Mobile-specific improvements */
@media (max-width: 768px) {
    /* Better container padding on mobile */
    .container {
        padding: 0 var(--spacing-4);
    }

    /* Hero section mobile */
    .hero {
        min-height: auto;
        padding: calc(80px + var(--spacing-8)) 0 var(--spacing-8);
    }

    .hero-content {
        padding: var(--spacing-8) 0;
    }

    .hero-title {
        font-size: var(--font-size-4xl);
        line-height: 1.1;
    }

    .hero-subtitle {
        font-size: var(--font-size-base);
    }

    .hero-badge {
        font-size: var(--font-size-xs);
        padding: var(--spacing-1) var(--spacing-3);
    }

    .hero-trust {
        flex-direction: column;
        gap: var(--spacing-2);
    }

    /* Quote cards mobile */
    .quote-section {
        padding: var(--spacing-8) 0;
    }

    .quote-cards {
        gap: var(--spacing-4);
    }

    .quote-card {
        padding: var(--spacing-5);
    }

    .quote-icon svg {
        width: 36px;
        height: 36px;
    }

    .quote-title {
        font-size: var(--font-size-lg);
    }

    /* Section headers mobile */
    .section-header {
        margin-bottom: var(--spacing-8);
    }

    .section-title {
        font-size: var(--font-size-2xl);
    }

    .section-subtitle {
        font-size: var(--font-size-sm);
    }

    /* Why cards mobile */
    .why-section {
        padding: var(--spacing-12) 0;
    }

    .why-card {
        padding: var(--spacing-5);
    }

    .why-icon {
        width: 50px;
        height: 50px;
    }

    /* Programs grid mobile */
    .programs-section {
        padding: var(--spacing-12) 0;
    }

    .program-card {
        padding: var(--spacing-5);
    }

    .program-icon svg {
        width: 32px;
        height: 32px;
    }

    /* CEO section mobile */
    .ceo-section {
        padding: var(--spacing-12) 0;
    }

    .ceo-quote {
        font-size: var(--font-size-lg);
    }

    /* Testimonials mobile */
    .testimonials-section {
        padding: var(--spacing-12) 0;
    }

    .testimonial-card {
        padding: var(--spacing-5);
    }

    /* Google reviews header mobile */
    .google-reviews-header {
        padding: var(--spacing-4);
        flex-direction: column;
        gap: var(--spacing-4);
        text-align: center;
    }

    .google-rating-summary {
        flex-direction: column;
        gap: var(--spacing-2);
    }

    .rating-info .stars svg {
        width: 20px;
        height: 20px;
    }

    /* FAQ mobile */
    .faq-section {
        padding: var(--spacing-12) 0;
    }

    .faq-question {
        font-size: var(--font-size-sm);
        padding: var(--spacing-4);
    }

    .faq-answer p {
        font-size: var(--font-size-sm);
    }

    /* Careers section mobile */
    .careers-section {
        padding: var(--spacing-12) 0;
    }

    .careers-title {
        font-size: var(--font-size-2xl);
    }

    /* Footer mobile */
    .footer {
        padding: var(--spacing-12) 0 var(--spacing-8);
    }

    .footer-title {
        margin-bottom: var(--spacing-3);
    }

    .footer-links ul {
        gap: var(--spacing-2);
    }

    .footer-links a {
        font-size: var(--font-size-sm);
    }

    /* Buttons mobile - better touch targets */
    .btn {
        min-height: 44px;
        padding: var(--spacing-3) var(--spacing-5);
    }

    .btn-lg {
        padding: var(--spacing-4) var(--spacing-6);
    }

    /* Better tap target for links */
    .nav-link,
    .dropdown-item,
    .footer-links a {
        min-height: 44px;
        display: flex;
        align-items: center;
    }
}

/* Small mobile (< 480px) */
@media (max-width: 480px) {
    .hero-title {
        font-size: var(--font-size-3xl);
    }

    .hero-cta .btn {
        width: 100%;
    }


    .ticker-change {
        display: none;
    }

    .section-title {
        font-size: var(--font-size-xl);
    }

    .monthly-payment .amount {
        font-size: var(--font-size-3xl);
    }
}

/* =====================================================
   Responsive Styles for Updated Sections
   ===================================================== */
@media (max-width: 1024px) {
    .why-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }

    .why-card:nth-child(2),
    .why-card:nth-child(5) {
        transform: none;
    }

    .programs-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .testimonial-card {
        min-width: calc(50% - 12px);
    }
}

@media (max-width: 768px) {
    .why-section,
    .programs-section,
    .testimonials-section {
        padding: 60px 0;
    }

    .why-grid,
    .programs-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .why-card,
    .program-card {
        padding: 24px 20px;
    }

    .section-title {
        font-size: 1.6rem;
    }

    .section-subtitle {
        font-size: 0.95rem;
    }

    .testimonial-card {
        min-width: 100%;
    }

    .reviews-track {
        flex-direction: column;
        gap: 16px;
    }
}

/* Review Loading State */
.review-loading,
.review-error {
    padding: 40px;
    text-align: center;
    color: #6b7280;
    font-size: 0.95rem;
    width: 100%;
}

.review-error {
    color: #ef4444;
}